Who Offers The Best Life Insurance Plan?

1. 

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   Tim Wilhoit

   Owner, Your Friend 4 Life, Brentwood TN

   The life insurance company that offers the best life insurance plan is the one that has the best price for the exact coverage you need from your unique situation. Here is the problem all policies are completely different and the insurance company has a different risk tolerance and marketing budget to have a one size fits all price. I recommend using an experienced independent broker to professionally shop for the best product at the best price to meet your goals and needs.

   Answered on November 10, 2014

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2. 

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   Peggy Mace

   Most of the U.S.

   There is no one company that offers the best life insurance plan. Insurance companies usually have a niche where they have better prices, or are more risk tolerant, or offer more features, or have better returns than another company. Finding the company that has what you need makes it the best plan for you.

   Answered on November 10, 2014

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3. 

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   The key is to contact a recommended life insurance agent. Friends, colleagues, and neighbors will be happy to give you a recommendation. A good agent will listen to you, provide sound financial advice and communicate clearly with you and the company. The agent is trained to match your needs to your budget.

   Answered on November 10, 2014

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4. 

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   Gary Lane

   President, Lane Independent Agency, Southern California

   Of course, the best policy is the one you can afford. But, in my opinion, the best product is an Indexed Universal Life Policy, through National Life Group, and brokered through Premier Financial Alliance. Why? Because that policy offers Living Benefits, including chronic illness, chronic care, and more, all at a cost the same or less than most companies offer their simple life insurance policy with payment by those folks only at death, while National Life will pay you while you are alive! Talk with an agent enrolled to sell these exclusive products. GARY LANE. Thank you.

   Answered on November 11, 2014

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