1. 215 POINTS
    Jason Fisher
    Partner, Waterway Financial Group, Myrtle Beach, SC
    Each company has its own underwriting guidelines to which it follows. The best and most accurate way to find out why you were denied would be to contact the company which you applied with. Reasons for declination can include current health concerns, medical history, adverse motor vehicle records, criminal records, and hazardous activities and occupations. Contact the agent who wrote your policy, or contact the company who underwrote it for details. In some cases, you may challenge the decision, or have the policy written by another company willing to take on the risk.
    Answered on June 18, 2013
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