Will Life Insurance Pay If Drug Overdose?

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    Peggy MacePRO
    Most of the U.S.
    Life insurance pays for death by any reason except suicide in the first two years and some obscure other causes (e.g. death caused while committing a crime or perhaps an exclusion for death caused while flying as a pilot). So if the drug overdose was suicide and it occurred during the first two years of the policy, the life insurance policy will not pay. For all other situations. the life insurance policy should pay as long the application was filled out honestly.
    Answered on July 24, 2013
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