1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Your health and the ability to pay the premium are two issues to overcome before buying long term care insurance. Your personal information will be underwritten generating an offer or declination from the insurance company. Your gender, age, smoking status, health history and current health condition all contribute to your offer. After the insurance company's offer, you'll need to assess if the premium is affordable or not.
    Answered on September 5, 2013
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