Can People With Ms Get Long Term Care Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    People with MS cannot get traditional long term care policies, but some people with multiple sclerosis can get life insurance policies with "living benefits" that will provide money for extended care needs. Also, there are riders on some traditional life insurance polices that allow the death benefit to be used for long term care type needs while the insured person is still alive. When MS is very mild, it may be possible to purchase a life insurance policy with that type of rider.
    Answered on June 30, 2013
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