Does Long Term Care Insurance Include Assisted Living?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Long Term Care Insurance can include assisted living. Some LTC policies will pay the benefit directly to the insured person when the benefit is triggered. Thus, the insured can use it to purchase the lowest level of care that will allow them to maintain a residence in a facility, or even use it to hire a caregiver in their own home.
    Answered on July 17, 2013
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