1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    To compare Long Term Care Insurance quotes in Illinois, contact one of the contributors on this board who write about Long Term Care Insurance, or get a referral from someone you trust. When you are given long term care insurance quotes, they will be presented in a grid that compares the features and rates of at least 2-3 of your best options. With someone explaining those, it makes the process much simpler than you might think.
    Answered on September 14, 2013
  2. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Long term care insurance has a small field of companies that offer full coverage policies. There are several online brokerage outlets that offer the many of the core carriers in the long term  care market. Some of them spreadsheet the cost and the policy provisions for a side by side comparison. One of the leading companies is Genworth.
    Answered on September 14, 2013
  3. 947 POINTS
    Jose S Sanchez JrPRO
    President, The Insurance Advisor, Burr Ridge, IL
    Comparing Long Term Care plans can be confusing for most people. Sometimes the underwriting process can be lengthy and LTC plans can be costly. When you're looking through the information from the different companies and they talk about the average length of stay in a nursing home, you have to look beyond the stated number that includes all ages and focus on ages 75 and older. When you look at that age group nearly 3 out of 10 spend less than 100 days and the other 6 spend less than two years. Fro most people I've found that Short Term Care Plans are a much better choice. They can provide the same type of income for a fraction of the cost. Most plans are issued in under 10 day.
    Answered on November 21, 2013
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