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Long term care insurance will pay you a monthly income (a previously specified amount) if you you need assistance with the basic activities of daily living.
Of course there are many different degrees although not being able to dress, bathe, eat or walk probably means you need long term care.
A full-time broker or financial planner can provide the best expert advice along with the best rates available from top-rated carriers.
Based on the terms of the long term care insurance policy you purchased, you need to determine if your plan is reimbursement or indemnity. Then you need to determine what type of extended care you going to use, for example: assisted living at home or nursing home care. Finally, how much does the monthly benefit pay and how long will it last.
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Of course there are many different degrees although not being able to dress, bathe, eat or walk probably means you need long term care.
A full-time broker or financial planner can provide the best expert advice along with the best rates available from top-rated carriers.