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Long-term disability insurance refers to providing an income to you in the event you develop a disability that inhibits your ability to work in your field (make sure to check the definition of disability in your policy to see what qualifies as a disability - this can vary by company). For example, if you're a surgeon and develop a condition that affects your ability to perform surgery, that condition would affect your ability to earn an income in your field. To protect against the loss of income, a long-term disability policy would provide an income to you while you recover or transition to another occupation - again, this is where the "definition of disability" is critical.
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Long term disability insurance should be purchased when starting your career. These policies protect your income by paying you the policyholder up to 70% of your monthly income if you are ever injured or ill to a point where you are no longer able to work at your current occupation which you have been educated and trained to do.
Long term care insurance should be purchased later in life usually 50s or 60s. These policies are designed to pay for help in your golden years. They usually start when a person can no longer take care of themselves at home. These policies progress with the patient from home care to assisted living to finally a nursing home. This allows a person to be cared for without liquidating their entire estate and be able to leave their estate to their loved ones.