What Does Long Term Care Insurance Cover?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    A lot depends on your policy.  A good Long Term Care policy will cover not only Nursing Home, but also Assisted Living and Home Health Care.  Many will even pay a family member to care for your needs.  To begin receiving benefits you must be unable to perform at least 2 or 3 activities of daily living depending on your policy.  You policy will pay for the length of time and the amount specified in the policy, I usually recommend at least 3 to 5 years of coverage.  This is the average Nursing Home stay for Long Term custodial care.
    Answered on June 19, 2013
    flag this answer
    2. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>