What Is Average Cost Of Long Term Care Insurance?

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   Neil Steinman

   Owner, Orange County Health & Life Insurance,

   There really is no average cost of any type of insurance since there are many rating factors such as age, health, zip code, amount of coverage, etc. With Long Term Care, many policies give a 40% discount if both spouses are covered. I've seen policies range from $80/mo to $400/mo. So I have 2 things that I might advise... 1). Speak to a licensed agent to get a quote 2). Buy as much Long Term Care as is affordable. This is definitely a case of "some is better than none."

   Answered on June 20, 2013

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