1. 4330 POINTS
    Jerry Vanderzanden, CLU, ChFC
    Co-Founder, Coastal Financial Partners Group, California
    Premiums for long term care insurance vary considerably based on age, health and the policy options chosen. Gender is becoming a factor now, too.

    A qualified insurance professional can help design a plan to meet you needs and fit within your budget from the many insurers providing policies today.

    As an example, for a 60 year old, a tax-qualified individual comprehensive policy with 3 year level benefit, 90 day elimination period, is approximately $1000 annually per $100 of daily benefit.
    Answered on May 22, 2013
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