1. 4330 POINTS
    Jerry Vanderzanden, CLU, ChFC
    Co-Founder, Coastal Financial Partners Group, California
    It is best to buy when you are young and healthy. There is no reason to delay a purchase since the premiums increase at older issue ages as do your chances of becoming uninsurable for long term care insurance.

    Long term care can impact adults at any age so it is never too soon to purchase insurance for it. The average age of purchase has been falling in recent years as more people are purchasing it at younger ages (many are buying in their 40s and 50s).
    Answered on May 21, 2013
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