When To Apply For Long Term Care Insurance?

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   Peggy Mace

   Most of the U.S.

   It is best to apply for Long Term Care Insurance before you have any major health problems, or even before your joints start to wear out. Long Term Care Insurance can rate up or decline a policy for things that are not life threatening, but that can increase one's chances of needing assistance, such as rheumatoid arthritis or osteoporosis. Applying by age 60 is a good idea.

   Answered on May 29, 2013

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