1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Medicare Part B is the doctor and outpatient portion of Medicare. Part A, the other insurance plan, covers inpatient hospital claims.

    If you currently have creditable coverage through an employer group health insurance plan, you probably don't need Medicare Part B. Depending on the size of the employer group, either Medicare or the group plan is the primary payer.
    #GeorgiaMedigapPlanRates #GeorgiaMedicarePlans
    Answered on April 20, 2013
  2. 2330 POINTS
    Steve Adlman
    Owner, Alabama Medicare Plans, Birmingham, Alabama
    If you are still working after you turn 65 (or your spouse is still working) for a company with 20 or more full-time workers and you get health insurance from them, you may not need to enroll in Medicare when you turn 65. You can delay Part B and Part D and get them later on when you retire or if you lose your job-related insurance. You can enroll in Part A because it is free but it probably won’t pay much towards your healthcare cost because Part A pays after your job insurance. Talk with the people in your human resources department before enrolling in Medicare Part B. If they tell you their insurance not Medicare will be primary then I would not enroll in Medicare Part B.
    Answered on January 24, 2016
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