Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Medicare provides limited coverage for skilled nursing care under part A. For days 1-20, you pay $0 for each benefit period. For days 21-100, you pay $152 coinsurance per day of each benefit period. For everything after the first 101 days, you are responsible for 100% of the cost.
Please note, several qualifying items have to be met in order for Part A to provide coverage:
1) 3 inpatient days to meet a qualifying hospital stay
2) You have days left in your benefit period
3) Your doctor says you need daily skilled care
4) The facility providing the care needs to be certified by Medicare
5) Your condition was treated during your qualifying inpatient hospital stay
Long-term care insurance will be most helpful for skilled nursing care benefits.
.JPG){kind=avatar}
Please note, several qualifying items have to be met in order for Part A to provide coverage:
1) 3 inpatient days to meet a qualifying hospital stay
2) You have days left in your benefit period
3) Your doctor says you need daily skilled care
4) The facility providing the care needs to be certified by Medicare
5) Your condition was treated during your qualifying inpatient hospital stay
Long-term care insurance will be most helpful for skilled nursing care benefits.