Medicare Part A is your hospital insurance and Part B is your physician insurance - when you have both of these, it's commonly referred to as "Original Medicare". Services and procedures performed to treat the diabetes condition would be covered by Medicare.
Original Medicare only covers about 80% of the expenses - you can supplement the Original Medicare coverage with a Medigap plan to cover a portion or all of the other 20% of healthcare expenses (there's 10 different standardized plans and you'll want to consult with an experienced Medigap broker to determine the one that's right for your needs and budget).
Prescriptions to treat diabetes (e.g. insulin, metformin, etc.) would be covered under a Part D plan that supplements your Original Medicare coverage. Refer to your plans formulary to see if a specific prescription is covered.
Glucose meters, test strips, lancet devices, and lancets can be covered under Part B as durable medical equipment (DMEs).
Please feel free to contact me for help or if you have any other questions. Thanks very much.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Yes and no. Medicare covers a lot of parts to diabetic care, but some of it will have to be covered by other means. For specific diabetic benefits, your original Medicare coverage (Parts A & B) will cover certain testing supplies and services including blood sugar testing monitors and testing strips, lancet devices and lancets, and glucose control solutions. These items are considered durable medical equipment (DMEs) and would be covered under Part B.
Prescriptions such as insulin and metformin (common treatment medicines for diabetes) would be covered under a Part D prescription drug plan - Part B would not provide coverage for these types of diabetic care items.
Original Medicare only covers 80% of the expenses so you may want to consider adding a Medigap plan to cover all or a portion of the other 20%.
Consult with an experienced broker who can review your specific medical history and help you determine the best course of action for your needs. Please feel free to contact me for help or if you have any other questions. Thanks very much.
Medicare covers diabetes whether you are a Type 1 or Type 2 diabetic. If you were admitted into the hospital as a result of your diabetes that would be covered under Medicare Part A. When you go to your doctor or receive any type of outpatient care for your diabetes that will be covered under Medicare Part B. Prescription medications you take for your diabetes are covered under a Medicare Part D prescription drug plan.
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Original Medicare only covers about 80% of the expenses - you can supplement the Original Medicare coverage with a Medigap plan to cover a portion or all of the other 20% of healthcare expenses (there's 10 different standardized plans and you'll want to consult with an experienced Medigap broker to determine the one that's right for your needs and budget).
Prescriptions to treat diabetes (e.g. insulin, metformin, etc.) would be covered under a Part D plan that supplements your Original Medicare coverage. Refer to your plans formulary to see if a specific prescription is covered.
Glucose meters, test strips, lancet devices, and lancets can be covered under Part B as durable medical equipment (DMEs).
Please feel free to contact me for help or if you have any other questions. Thanks very much.
Prescriptions such as insulin and metformin (common treatment medicines for diabetes) would be covered under a Part D prescription drug plan - Part B would not provide coverage for these types of diabetic care items.
Original Medicare only covers 80% of the expenses so you may want to consider adding a Medigap plan to cover all or a portion of the other 20%.
Consult with an experienced broker who can review your specific medical history and help you determine the best course of action for your needs. Please feel free to contact me for help or if you have any other questions. Thanks very much.