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For the most part, spousal factors only come in to play for Medicare coverage in relation to enrollment eligibility (e.g. special enrollment periods) and not the coverage itself.
I hope the information is helpful. If you would like assistance with Medicare Supplement (Medigap) plans for your spouse turning 65, feel free to contact me via the "contact me" button next to my picture.
As a speaker for "Money Smart Week", I know that many consumers confuse their Medicare and Social Security claiming strategy options.
"Money Smart Week" occurs in April every year to help consumers better manage their personal finances. This includes all facets of personal finance. All educational events are free. I would encourage you to visit www.moneysmartweek.org to see if any events are planned for your area that might be helpful as you plan for your future.