1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    If you are eligible for Medicare and covered by Medicare Part A or Part B, you are also eligible to purchase a Medicare Part D prescription drug plan. Drug plans are offered and administered by private insurance carriers. The plans must be approved by CMS. Plans vary by zip code.
    Answered on June 4, 2014
  2. 11498 POINTS
    Jason GoldenzweigPRO
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    You can get Medicare Part D prescription drug coverage when you have Medicare Part A and/or Part B. You can purchase the plan through a broker licensed to sell Part D plans or sign up directly through the Medicare.gov website.

    If you do not enroll in a Part D plan when you're first eligible, you would have to wait until the annual enrollment period (Oct 15-Dec 7 of each year) to get a plan - the effective date for the coverage would be January 1 of the following year. Another way to get a Part D plan outside of the AEP is qualifying for a special enrollment period (e.g. coming off of group coverage).

    For a full list of qualifying events and other Part D input, consult with an experienced broker (licensed for Part D coverage) or go to the Medicare.gov website.

    Please let me know if I can be of further assistance. Thanks very much.
    Answered on June 4, 2014
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