Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Most people sign up when they're turning 65 - this is your initial open enrollment period. It starts the 3 months before the month you turn 65 through the 3rd month after you turn 65. If you're outside of this window, you will have to wait to sign up until the general enrollment period opens up for Part B (January 1-March 31 of each year), unless you qualify for a special enrollment period.
Other situations where you can be eligible for Medicare are if you're under 65 and on social security disability (need to be on it for at least 24 months), or have end-stage renal disease.
Please let me know if I can be of further assistance. Thanks very much.
That is a great question! While there are some circumstances that will allow you to enroll earlier, the vast majority of people sign up when they become eligible at age 65. There is a 6 month window that runs from before your actual birthday to shortly after. Most people will enroll when they sign up for Social Security. Thank you for asking!
Medicare Part A and Part B is provided by the federal government for Americans who are 65 and older who have worked and paid Social Security taxes into the system. Medicare is also available to people under the age of 65 that have certain disabilities and people with End-Stage Renal Disease (ESRD). If you continue to work and get your health insurance through your employer you may not need to enroll in Medicare when you turn 65.
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Other situations where you can be eligible for Medicare are if you're under 65 and on social security disability (need to be on it for at least 24 months), or have end-stage renal disease.
Please let me know if I can be of further assistance. Thanks very much.