1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    There are several ways to apply for Medigap coverage.

    You can go through Medicare or apply direct to a carrier.

    That will get you a policy but you are on your own if you have questions before you buy or after the policy is in place.

    Most people will use an agent that specializes in Medigap plans. With technology, there is no need to invite a stranger into your home. Most of the information can be shared by phone, email and USPS.

    Almost 100% of our clients are people who prefer to shop, compare and buy in the comfort of their home and on their time frame, not mine.
    Answered on April 29, 2013
  2. 624 POINTS
    Agent, WMH Consulting LLC, Fort Worth, Texas
    I suggest locating an independent agent who specializes in Medicare to locate a plan that best suits your specific needs/budget. Without a knowledgeable agent to assist you in this process it can appear quite overwhelming. Since Medigap policies do not offer any prescription drug coverage this is another area an agent who specializes in Medicare could offer some direction...
    Answered on August 14, 2015
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