1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Your Medigap plan is a secondary payer. It is a SUPPLEMENT to Medicare which, by definition, means it will only pay claims that are originally approved by Medicare but not paid by Medicare due to deductibles, copay's and coinsurance. But there are a few situations where your supplement plan will pay a non-approved Medicare claim. Foreign travel is one.
    Answered on October 6, 2013
  2. 2330 POINTS
    Steve Adlman
    Owner, Alabama Medicare Plans, Birmingham, Alabama
    Medicare not your Supplement is the key to getting a claim paid. Since Medicare is primary once Medicare approves the claim the Supplement has to pay its part. If Medicare does not approve the claim your Supplement will not pay. If your doctor does a Medicare approved service there is no reason that both Medicare and your Supplement won't work together to pay your claim.
    Answered on May 23, 2016
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