Is Medigap And Supplemental Insurance The Same?

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   Jeffrey VanCleve

   Marketing Director, JLS Marketing Concepts LTD, Canton, OH

   Medigap insurance is the same thing a a Medicare supplement. This form of insurance is designed to "supplement the gaps" in coverage of original Medicare (Parts A and B). "Supplemental" insurance is a term used however for any insurance that supplements, i.e. completes or enhances, some other insurance coverage. For example, a hospital indemnity or short term care insurance policy is also "supplemental" to Medicare insurance, however not the same as Medigap. It's a good idea to find a licensed insurance agent experienced in Medicare and supplemental health plans to assess your needs and objectives and provide optimal solutions for you in this area.

   Answered on November 26, 2014

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