1. 42 POINTS
    Joann Quinn
    Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
    Deciding whether or not Medigap is better than Medicare Advantage is a personal opinion. Many people enjoy both types of health care coverage.

    One of the great things about Medigap is that you can use your Medicare Supplement insurance plan anywhere Medicare is accepted. You do not have to use a Network of doctors or stay within a service area like Medicare Advantage Plans. On the flip side, many people like Medicare Advantage Plans because the premium is often lower than a Medigap Plan. However, your Out-of-Pocket costs may be higher.

    The best way to find out which type of Plan works best for you is to contact an independent insurance agent who can help you compare benefits and costs.
    Answered on August 26, 2014
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