Is Part D Medicare Free?

  1. 22 POINTS
    Dan Beukelman
    CSR, American Family Insurance,
    It is not free, but generally doesn't cost very much.  The plans vary by state and each plan covers different prescriptions in different ways.  I always recommend, go to www.medicare.gov - choose the "Drug Coverage (Part D)" tab, then choose "find health and drug plans".  This site is run by medicare and you can input what prescriptions you are on and it will show you all of the plans available to you and what your overall out of pocket cost will be, including premium, deductibles, and co-pays for all of the plans available to you.  You can even specify a pharmacy you want to work with to make sure they will accept the plan you choose.  If you take a couple of generic drugs you plan might cost $15 -$25 per month.  If you are very expensive drugs then you might want to spend more in premium to save in overall out of pocket costs.
    Answered on March 18, 2014
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