What Are The Set Of Questions Insurance Companies Can Ask After Initial Enrollment Period To Deny You Getting A Medigap Plan?
- 2310 POINTSContact Meview profileSteve AdlmanPROOwner, Alabama Medicare Plans, Birmingham, AlabamaQuestions that if answered yes would indicate you have a serious health condition. The questions are wide ranging and cover several health conditions. Heart disease, cancer, lung disease, liver disease, kidney dialysis, kidney disease, Alzheimer, dementia, crippling arthritis, etc. The bottom line if you have a serious health condition after your Open Enrollment Period ends you could be denied coverage by the insurance company offering the Medicare Supplement.Answered on February 21, 2017+01 0+1 this answerflag this answerview more answers by Steve Adlman
- 406 POINTSContact Meview profileCoby HigginsLicensed Independent Agent, Texas Insurance Alliance, Little Elm, TXMost chronic conditions will be knock out questions. Generally Medigap policies have medical underwriting. However, there are initial time frames where you can sign up for a Medigap policy with no medical underwriting. There's a guaranteed enrollment period & open enrollment period. It's best to talk to a licensed agent to look at your options. If you are not able to do a Medigap policy, you should consider an Advantage plan. There are good plans out there that still cap your out of pocket costs unlike original Medicare & those generally include prescription drug coverage as well.Answered on February 22, 2017+01 0+1 this answerflag this answerview more answers by Coby Higgins
Did you find these answers helpful?
Add Your Answer To This Question
You must be logged in to add your answer.