What Are Medicare Lifetime Reserve Days?

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   Ted Ratliff

   Owner, SFS Associates,

   Under Medicare part A you will have a deductible for the first 60 days, a copay for next 60 days.  After that you enter your lifetime reserve during which your Medicare cover is extended to a maximum of an additional 60 days during your lifetime at an even higher daily copay.  Most people never use their lifetime reserve days but it does happen.  After your lifetime reserve days are used you are responsible for 100% of the costs.

   Answered on June 2, 2013

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