If you are on Medicare you may qulaify for Medigap or a Medicare supplement. These programs are adminstred by individual insurance carriers licensed by CMS to offer the approved CMS supplements.
Medigap pays for Part A&B coinsurance and hospital care.
It pays for skilled nursing facilty.
May also cover excess chagres in some states. Depending on the plan you may pay as much as $4,800 out of pocket. Most plan however have better coverage than that.
Remember: You will need to retain a part "d" plan as well as unlike most Advantage plans, supplements or medigap do not include this coverage.
Marc Crolius 877.894.4643
Medigap Insurance pays for what original Medicare Part A & B does not. Part A & B only covers only around 80%, the medigap insurance covers the remaining 20% depending on which plan you have. For example, Plan F is the most comprehensive covering all deductibles, co-pays and co-insurance. Plan G covers everything but the Part B deductible which is $147/year (2014). Medigap Insurance has no network so you can go to any doctor or hospital you would like. If they take Medicare, they will take the Medigap Plan.
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Medigap pays for Part A&B coinsurance and hospital care.
It pays for skilled nursing facilty.
May also cover excess chagres in some states. Depending on the plan you may pay as much as $4,800 out of pocket. Most plan however have better coverage than that.
Remember: You will need to retain a part "d" plan as well as unlike most Advantage plans, supplements or medigap do not include this coverage.
Marc Crolius 877.894.4643