Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
If you're a hospital inpatient, blood is covered under Medicare Part A. In general, you wouldn't be responsible for the cost of blood when the hospital gets it from a blood bank at no charge. If the hospital has to buy the blood, then you would pay the costs for the first 3 pints.
If you're an outpatient, blood is covered under Medicare Part B. Similar to blood coverage under Part A, if your provider gets the blood from a blood bank at no charge, you would not be responsible for the cost of blood. However, you may be subject to a copayment for the services provided regarding the blood. If the provider has to buy blood for you, you would be responsible for the first 3 pints.
A Medicare supplement (Medigap) plan can help cover these costs for you. Consult with an independent insurance agent/broker to find a Medigap plan that's suits your needs.
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If you're an outpatient, blood is covered under Medicare Part B. Similar to blood coverage under Part A, if your provider gets the blood from a blood bank at no charge, you would not be responsible for the cost of blood. However, you may be subject to a copayment for the services provided regarding the blood. If the provider has to buy blood for you, you would be responsible for the first 3 pints.
A Medicare supplement (Medigap) plan can help cover these costs for you. Consult with an independent insurance agent/broker to find a Medigap plan that's suits your needs.