1. 42 POINTS
    Joann Quinn
    Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
    Medigap Plans are standardized by CMS.  This means they are Medicare's plans and NOT plans of the insurance company -- so there isn't a company that ranks as the best Medigap carrier because they are all required to pay the bills...it's the law.  

    As a consumer, it's in your best interest to use an independent agent to help you determine which insurance company and Medigap Plan is the best for you.  Independent agents specializing in Medicare know how to research the market and find the insurance company that meets your needs.  

    When I'm helping Seniors lower their existing Medigap premium, I let them know that it really doesn't matter which insurance company they use...if they have Plan F, it will be the same exact Plan F with another insurance carrier.  The only difference is the price.


    Thank you for taking the time to read my response.  Please let me know if I can be of further assistance.
    Answered on July 26, 2014
  2. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    The best medigap company is the one that's offering you your desired plan at the lowest cost. A plan F from "Company ABC" is the same exact plan F from "Company XYZ".

    Medigap plans are standardized, meaning that regardless of which company you have the plan through, the benefit pay the EXACT same way. The only difference in your coverage is your price.

    I hope the information is helpful - please feel free to contact me for assistance with your coverage and if you have any other questions. Thanks very much.
    Answered on July 26, 2014
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