1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Medicare Advantage plans are a privatized form of Medicare. When you enroll in an Advantage plan you are no longer in original Medicare. Your claims and care are managed by a private insurance carrier.

    If you are enrolled in original Medicare you should consider buying a Medigap (Medicare supplement) plan to cover your deductibles, coinsurance and other out of pocket costs on Medicare approved claims.

    Once beneficiaries understand the difference in Medicare Advantage and Medigap plans, almost everyone prefers the safety and flexibility of original Medicare and a Medigap plan.
    Answered on May 1, 2013
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    It can be a bit confusing, but Medigap plans are utilized for persons that are covered under traditional Medicare. You purchase a policy from an insurance company such as Blue Cross, Humana or UnitedHealthcare (although there are plenty of other insurers to choose from).


    Medicare Advantage is a private health plan that is offered as an alternative to the more-traditional Medicare coverage. Often an HMO or PPO, you may see additional benefits included.

    An independent broker and/or a reputable website is a great place to view options from multiple companies. You can often instantly compare plans and easily apply online.
    Answered on May 1, 2013
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