Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
The general enrollment period for Medicare is January 1 - March 31 of each year. The effective date for your Medicare coverage will be July 1 of that year.
When you enroll in Medicare Part B, you activate a 6-month window (your initial open enrollment period) to purchase any Medigap plan with no medical underwriting. A Medigap plan helps you create a very predictable cost structure for your healthcare expenses.
Please note, depending on how long it's been since you were first eligible for Medicare, you may be subject to a late enrollment penalty for your Part A and/or Part B coverage. if you're coming off of group health insurance through your employer, you would be eligible for a special enrollment period and get coverage starting the first of the following month you applied and you would not be subject to a late enrollment penalty.
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
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When you enroll in Medicare Part B, you activate a 6-month window (your initial open enrollment period) to purchase any Medigap plan with no medical underwriting. A Medigap plan helps you create a very predictable cost structure for your healthcare expenses.
Please note, depending on how long it's been since you were first eligible for Medicare, you may be subject to a late enrollment penalty for your Part A and/or Part B coverage. if you're coming off of group health insurance through your employer, you would be eligible for a special enrollment period and get coverage starting the first of the following month you applied and you would not be subject to a late enrollment penalty.
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.