1. 42 POINTS
    Joann Quinn
    Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
    Medigap or Medicare Supplement insurance coverage is offered by private insurance companies. All Medigap Plans are standardized, so the benefits with Plan F from ABC insurance company are the same exact benefits with XYZ insurance company.  The only difference is the price.

    Often times, Seniors are only aware of a  few insurance companies that offer Medigap Plans.  This is because of their heavy marketing techniques. In reality, there are many more insurance companies available and probably most of them you've never heard of -- but since Medigap Plan benefits are standardized by CMS, it doesn't matter what the name of the insurance company is.  

    An independent agent specializing in Medicare Supplement insurance can share which insurance companies are in your area and which ones have the best price.

    Thank you for reading my response.  Please let me know if I can help you find Medigap coverage in your area.
    Answered on August 7, 2014
  2. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    There are many companies that offer Medigap plans, but not every company offers every plan and in every state. Most insurance companies have a handful of states they do business in for their Medigap plans and only sell several of the available plans (e.g. company XYZ only sells Medigap plans A, F, G, and N).

    Since Medigap plans are standardized (meaning the coverage is the same, regardless of the company it's through - the only difference being the price of the coverage), it's important to find out all of the carriers that offer plans in your zip code.

    Some of the big name companies in the Medigap marketplace include, but are not limited to, United Healthcare (parternered with AARP to use their name on their Medigap plans), Omaha, WellPoint (Anthem and other Blue Cross carriers), Aetna, Cigna, Humana, Central States Indemnity, Medico, New Era, Royal Neighbors of America, United American, and Equitable, to name a few - there are a number of other companies out there in the Medigap marketplace.

    I hope the information is helpful - please feel free to contact me for assistance with your Medigap coverage needs, including quotes and plan comparisons, and if you have any other questions. Thanks very much.
    Answered on August 7, 2014
  3. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    The best way to determine who offers Medigap Coverage is to speak with an independent agent that specializes in Medigap Plans (Medicare Supplement Plans).  A good agent will be able to show you all the top rated insurance carriers offering Medigap Plans and help you determine which plan would be the best fit for your specific needs.

    You can also visit our website for more information or give us a call.
    Answered on August 9, 2014
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