Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Anyone over the age of 65 and on Medicare can buy a Medigap plan. The best time to buy is when you're new to Medicare as you'll have a 6-month window (from your Medicare Part B effective date) to buy any Medigap plan you want with NO medical underwriting. Beyond this window, you'll be subject to answering health questions to qualify for a new plan (every carriers' questions are different) if you don't have a guaranteed-issue right available to you.
If you're under 65, you can still purchase a Medigap plan if you're on Medicare for disability or ESRD, but the cost will be very high. Medigap plans are designed to be purchased by individuals age 65 and up.
I hope the information is helpful - please feel free to contact me for assistance with your Medigap coverage and if you have any other questions. Thanks very much.
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If you're under 65, you can still purchase a Medigap plan if you're on Medicare for disability or ESRD, but the cost will be very high. Medigap plans are designed to be purchased by individuals age 65 and up.
I hope the information is helpful - please feel free to contact me for assistance with your Medigap coverage and if you have any other questions. Thanks very much.