Can You Backdate Renters Insurance?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   Some companies might issue a back dated renter’s policy.  They would require assurance that there won’t be any claims arising from that period of time. The only reason you might want this is to stop a landlord from exercising their right to put coverage in force if you haven’t.  The property insurance companies that I know of would be very reluctant to back date a policy.

   Answered on May 5, 2014

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