Does Each Person Need Renters Insurance?

  1. 910 POINTS
    Ken Boncela
    Ageny Owner, Farmers Insurance, Ken Boncela Insurance & Financial Services, Oswego, lllinois
    Some companies will cover unrelated individuals living together under the same contract as long as they are each listed in the policy declarations. Some will not. Ask you agent or broker about your specific situation. It is a safe bet that if you take on an unrelated roommate, he or she will NOT be covered unless specifically added to the tenants package policy.
    Answered on April 9, 2013
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