It depends on the company you go with. Assuming your landlord allows pets, most companies will not raise your rates for having a dog. There are some exceptions with some companies however. Some breeds like Pit Bulls, Rottweilers, German Shepherds and Dobermans have been, I think unfairly, considered higher risks of liability, therefore some companies will charge higher rates if you own one of those breeds.
CEO, RLI - Ruth Ladas Insurance, LLC, Fort Myers, Florida
You would be surprised how many claims there are for little lap dogs biting people. In Florida, many of the carriers that write homeowner's and renter's insurance exclude pets completely - no matter the breed. If you have pets, it's important to discuss that with your agent so that they can place your coverage with a carrier that offers animal liability, if it is available.
Insurance Agent, Allstate, Minnesota and Wisconsin
Not with Allstate, unless it is on the list of vicious breeds. Such as Pit bulls, Rottweilers, etc... Yes it is not fair. But it is what is. They don't invite us to the boardroom to make these decisions.
Otherwise, no it will not. Hope this helps you out a bit!
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Otherwise, no it will not. Hope this helps you out a bit!