If you read your policy, you will see in the Definitions Section, the definition of “Insured”. It would look similar to this…
"Insured" means you and residents of your household who are:
a. Your relatives; or
b. Other persons under the age of 21 and in the care of any person named above.
If your roommate is not a relative, he is not insured and would receive no benefit from the policy in the event of fire or liability claim.
If you were apply for the insurance in your name and your roommate’s name, and the company issued a policy, then your roommate and you would be covered.
I hope I've answered your question. If not, feel free to call, fax or email me.
Kevin P. Foley, CPA, CPCU
PFT&K Insurance Brokers
T 877-414-2031
F 877-405-3025
E kpfoley[at]kpfoley[dot]com
W www[dot]kpfoley[dot]com
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If you read your policy, you will see in the Definitions Section, the definition of “Insured”. It would look similar to this…
"Insured" means you and residents of your household who are:
a. Your relatives; or
b. Other persons under the age of 21 and in the care of any person named above.
If your roommate is not a relative, he is not insured and would receive no benefit from the policy in the event of fire or liability claim.
If you were apply for the insurance in your name and your roommate’s name, and the company issued a policy, then your roommate and you would be covered.
I hope I've answered your question. If not, feel free to call, fax or email me.
Kevin P. Foley, CPA, CPCU
PFT&K Insurance Brokers
T 877-414-2031
F 877-405-3025
E kpfoley[at]kpfoley[dot]com
W www[dot]kpfoley[dot]com