Does Renters Insurance Cover Accidental Damage To Laptops?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   That is really going to depend on the "accident" and the verbiage within your renters policy. In most cases though your deductible on the policy will be more than the valuation of the repair to the laptop or the laptop itself. Read your policy completely to understand the coverage provided and any exclusions that may be contained within or contact your local agent to have them go over the policy with you.

   Answered on August 21, 2013

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