1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Renters insurance coverage is for the named insured and immediate family members living in the same residence (there may be some exception or exclusions). If there is more than one person in the residence and they are not related then each person would be expected to have their our renters insurance policy. Every policy is different. Please read over the policy fully to make certain of the coverages provided or call your local agent to discuss what coverage is provided by your policy.
    Answered on April 16, 2013
  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Renters insurance will typically only cover the insured and the insured's immediate family that reside with the insured. If you have other people that are living with you that are not direct relatives, they should each have their own coverage to ensure that they are properly protected. Renters insurance is typically an inexpensive coverage.
    Answered on September 8, 2013
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