How Does Renters Insurance Protect The Landlord?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Renters insurance will carry liability protection for the renter who purchased the policy. Now lets say for example the renter owns a dog and the dog bites his friend. The owner of the dog, in this case the renter will be liable for the dog bite and his renters policy will respond. Now lets say the renter did not have a policy. Although the renter is potentially liable the person who was bit could go after the landlord for recovery since he or she is the owner of the property. The renter having a policy that responds could very well keep the landlord out of the entire claim process. In my opinion all landlords should require their tenants to carry a renters policy.

   Answered on May 21, 2013

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