1. 130 POINTS
    Ray Jeffrey
    Insurance Agent, Liberty Mutual Insurance,
    The cost of renters insurance is going to depend on several variables including location, limit of personal property, liability limits, deductible selected, whether or not you opt for 'replacement cost' coverage, and the insurer that you purchase through. Some carriers may use credit history as a rating variable as well.
    Answered on June 6, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    In Montana the average rate is 10 to 15  a month with 30,000 to 40,000 worth of contents coverage with full replacement cost. Liability limits of 50,000 to 300,000

    I use many carriers and most are fairy inexpensive  depending on what your contents value is and the liability limits .
    I would recommend you contact a local agent to help determine what you contents are valued at and also compare rates for you with and independent agent so they can compare with many carriers for you.
    Answered on June 6, 2013
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