Is Lightning Damage Covered By Renters Insurance?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Lightning is a covered peril of renters insurance so if lightning for example causes a fire that destroys your personal items you would be covered. If you are referring to a electrical surge to something like your TV or computer there would be a limitation of coverage's depending on the carrier.

   Answered on June 10, 2013

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