1. 10 POINTS
    Renters insurance is not mandatory, however it's a good idea to have and affordable.
    Your landlord policy only covers the structure and not your personal items.
    It may even help reduce your auto policy by having renters insurance.
    Renters insurance policies cover medical bills for someone hurt when they visit you, it covers liability claims in case someone is injured on your rented property as well.
    It also covers your personal items in case of fire or a complete loss.
    Allen Beach
    Answered on March 5, 2014
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