If you live a hand to mouth existence with absolutely no disposable income, then I can’t justify the cost of the insurance if it means you cut back on food.
But if you can spare $200 a year, I think it would be foolish to pass up the opportunity to create a financial safety net that would help you replace all your clothes, all your electronics, your food, dishes, linens, bedding ,etc. with brand new stuff in the event a fire took it all away. And there is more to the policy than just protecting your contents.
Bottom line? If you can buy it, you should buy it.
I hope I've answered your question. If not, feel free to call, fax or email me.
Kevin P. Foley, CPA, CPCU
PFT&K Insurance Brokers
T 877-414-2031
F 877-405-3025
E kpfoley[at]kpfoley[dot]com
W www[dot]kpfoley[dot]com
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If you live a hand to mouth existence with absolutely no disposable income, then I can’t justify the cost of the insurance if it means you cut back on food.
But if you can spare $200 a year, I think it would be foolish to pass up the opportunity to create a financial safety net that would help you replace all your clothes, all your electronics, your food, dishes, linens, bedding ,etc. with brand new stuff in the event a fire took it all away. And there is more to the policy than just protecting your contents.
Bottom line? If you can buy it, you should buy it.
I hope I've answered your question. If not, feel free to call, fax or email me.
Kevin P. Foley, CPA, CPCU
PFT&K Insurance Brokers
T 877-414-2031
F 877-405-3025
E kpfoley[at]kpfoley[dot]com
W www[dot]kpfoley[dot]com