What Do I Need In Renters Insurance?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   Actually the most important part of a renter's insurance policy, in my opinion, is the liability protection it provides.  Personal injuries can occur and the loss can be substantial.  Most people buy a renter's policy to replace the contents of their home.  I recommend the contents be photographed, inventoried and a resonable estimate of the cost of replacement be made, then apply for the coverage.  It is usually, quite inexpensive.

   Answered on February 7, 2014

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