1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The company pays for everything for which you become liable by law involving bodily injury or property damage.  The company will defend you in such a lawsuit up to the limits of the policy. 
    The company makes you “whole” if you lose personal property due to a covered loss.  It pays for your personal property while you are in school.  It pays for additional living costs if your unit is unfit because of a covered loss.  It pays for the removal of your property to avoid further damage.  It pays for removal of debris in the event of an insured loss.  It pays for fire department charges.  It also pays for trees, plants and shrubs, grave markers and improvements you make to the unit.  There are other coverages which are included and others which are optional.
    Answered on March 5, 2014
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