1. 16470 POINTS
    David OsgoodPRO
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Having renters insurance can help protect the insured and the insured's immediate family residing in the covered premise from financial hardship caused by a covered loss. What happens if there is a fire in the premise that you are renting and it becomes unlivable. You have not only lost your personal property but you also need to find another place to live. Typically renters insurance will provide coverage for your personal items up to the policy limits less your deductible and money to pay rent for a period of time at another residence. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
    Answered on September 10, 2013
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