What Renters Insurance Should I Get?
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! What you want to look for in any insurance policy is the greatest coverage for the lowest price, and the least amount of money that you have to pay before the policy kicks in and pays. Look for one that offers replacement value vs, actual cost. ( actual cost is the company's estimate of an item's value based on it's age and assumed condition, while replacement cost is the cost of replacing the item - it will be a little more expensive, but well worth it if you ever need to file a claim) Look for an independent agent who can give you quotes from a couple of different companies to choose from. Good luck! Thanks for asking!Answered on May 5, 2014flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaI assume you are doing business with a trusted insurance agent, if not, find one. Selecting limits is the chief concern. You want enough coverage so that a lawsuit for bodily injury or property damage will not bankrupt you. Then, you want enough personal property coverage to replace the essential things that you own, furniture, clothes, appliances etc. While the premium is important, having the right coverage is critical.Answered on May 5, 2014flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482You should discuss our needs and budget with your Insurance Professional and decide on a policy that best suits both of those factors. Look for a solid company with a strong financial rating that also offers the types of discounts that make sense for you. You can save money by insuring your car with the same company for example.Answered on May 6, 2014flag this answer
Did you find these answers helpful?
Yes
No
Go!
Add Your Answer To This Question
You must be logged in to add your answer.
.JPG){kind=avatar}
