When Does Renters Insurance Take Effect?

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   Chris Stauner

   Agent, Chris Stauner Agency - Farmers Insurance, Mendota Heights, MN

   Renters Insurance would take effect in the event of a loss to your personal property as well as peronal liability. If someone broke into your home your renters insurance would cover the stolen items,  if the building were to burn down renters insurance would cover your personal property,  also if you were to have your car broken into and items stolen those items would be covered under your renters insurance.

   Answered on April 10, 2014

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